Our Jumbo mortgage products also reflect wide flexibility, encompassing A-Credit down to 550 credit score.

Prime Jumbo

For the borrower with great credit and standard documentation, we provide loans with as little as 20% down in amounts up to $3,000,000.  Minimum credit score of 700 is required.

Alt-A Jumbo

These mortgages have more flexible terms, including interest-only option and credit score down to 680.  With as little as 20% down, loan amount can be arranged up to $3,000,000.  This program also allows for higher debt-to-income ratios than the Prime Jumbo product and has shorter qualifying timeframes if you have had a previous Short Sale, Bankruptcy or Foreclosure.  Bank statement deposits may be used as qualify income for Self-Employed borrowers.

Non-Prime Jumbo

Non-Prime Jumbo mortgages offer the greatest flexibility.  As little as 15% down is required for loans up to $2,000,000.  Credit scores may be as low as 500, but loan amounts above $750,000 require a 550 credit score and loan amounts above $1,000,000 require a 600 credit score.  Previous Short Sale, Bankruptcy or Foreclosure are allowed as long as they have been completed.  There are no waiting timeframes for these events.